How does workers’ compensation work in WA? This is one of the commonly asked questions by employees working in Washington. This is why we wanted to prepare a detailed guide on everything you need to know about it.

Without a doubt, you will have no question marks left in your mind about how does workers’ compensation work in WA question. Before starting, we would like to note that you do not need to hire a workers’ compensation attorney to file a claim.

However, in some cases, working with a professional can significantly be helpful. Especially, when you plan to negotiate for a better settlement with the insurance company.

How to Make a Claim for Workers’ Compensation in WA?

As we noted before how does workers’ compensation work in WA question is a common question. However, the process in Washington is not much different than in most other states.

On the other hand, while some states do not require any doctor’s report, you need to provide one in Washington. This means that first, you need to get the First Certificate of Capacity. After getting this report, then you need to fill out the Workers’ Compensation Claim Form.

Later, all you have to do is provide these both documents to your employer. This is all you need to know about initiating the process.

Who Can Make a Claim for Workers’ Compensation in WA?

Of course, besides how does workers’ compensation work in WA question, who can claim worker’s compensation in WA is also an important question. If you are defined as a worker legally by the state laws and you suffered the injury during your work, then you are eligible to claim compensation.

It is worth noting that workers working in any commission or piece, seasonal, casual, part-time, and full-time positions are defined as a worker in the state.

In addition to this, depending on the working agreements between them and the employer, contractors, sub-contractors, and even working directors can also be defined as workers.

How Long Does It Take the Workers’ Compensation Claim to Be Decided?

Well, let’s handle another aspect of the question of how does workers’ compensation work in WA. How long will you have to wait for the decision? This is a bit tricky question but here are the legal periods for each procedure.

After you notify your employer about the injury and claim for compensation, your employer must submit your First Certificate of Capacity and claim form within 5 business days.

Then, the insurer will have 14 days in total to decide about your claim. On the other hand, if your employer is also your insurer, then he or she will have 17 days in total to decide.

Who Will Cover the Expenses While Workers’ Compensation Claim Being Processed?

Now, let’s check another dimension of how does workers’ compensation work in WA question. Who is going to cover your expenses because of injury while your compensation claim is still being processed?

Unfortunately, you are responsible for covering your own expenses until the decision. The good thing is you can reimburse these costs once your claim will be approved. It is worth noting that the only reasonable expenses will be covered by your compensation.

Therefore, make sure that you keep the receipt of everything during the process. Additionally, if you are unable to work during these days, then make sure that you use your sick leave.

What Compensation Does Workers’ Compensation Include in WA?

Of course, another important question, besides how does workers’ compensation work in WA, is what will be covered by your compensation. Basically, the compensation is designed to cover all kinds of extra expenses you have to pay because of injury.

However, in addition to this, the potential loss that you suffer because of the injury is also covered by the compensation. In other words, any losses that you suffer because of the injury or illness are going to be covered with workers’ compensation.

You can always hire a lawyer to discuss what can you expect from the insurance company to cover as a part of your compensation.

Loss of Wages & Expenses

It is possible to group the costs that are going to be covered under two headings. These are losses of wages and expenses. Loss of wages refers to all kinds of losses that you suffer because you could not work. In addition to this, it covers any future losses as well.

Expenses refer to all kinds of extra expenses that you had to cover because of the injury. Besides the medical expenses, it can include transfer expenses between your home and hospital as well.

Well, now you know how does workers’ compensation work in WA. If you may want to get assistance from a professional, you can always search for workers’ compensation lawyers near me to find professionals in your area.